Main Office 931-433-1708|Routing Number 064108786|Lost/Stolen Card 855-757-8317

Free CheckingSenior Checking (55 & Older)Student Checking (25 & Under)Hometown CheckingEdge CheckingNow Account
(Interest Bearing)
Money Market
(Interest Bearing)
Opening Deposit Minimum
Free Checking
$100.00
Senior Checking (55 & Older)
$250.00
Student Checking (25 & Under)
$50.00
Hometown Checking
$500.00
Edge Checking
$100.00
Now Account
(Interest Bearing)
$1,500.00
Money Market
(Interest Bearing)
$2,500.00
Minimum Daily Balance Requirement
Free Checking
None
Senior Checking (55 & Older)
$250.00
(to avoid monthly maintenance fee)
Student Checking (25 & Under)
None
Hometown Checking
$500.00
(to avoid monthly maintenance fee)
Edge Checking
None
Now Account
(Interest Bearing)
$1,500.00
(to earn interest)
(to avoid monthly maintenance fee)
Money Market
(Interest Bearing)
$2,500.00
(to earn interest)
(to avoid monthly maintenance fee)
Monthly Maintenance Fee
Free Checking
None
Senior Checking (55 & Older)
$10.00
if balance falls below Minimum Daily Balance Requirement
Student Checking (25 & Under)
None
Hometown Checking
$10.00
if balance falls below Minimum Daily Balance Requirement
Edge Checking
$6.95 per statement cycle
Now Account
(Interest Bearing)
$10.00
if balance falls below Minimum Daily Balance Requirement
Money Market
(Interest Bearing)
$10.00
if balance falls below Minimum Daily Balance Requirement
Statement Type
Free Checking
E-Online
Senior Checking (55 & Older)
Paper
Student Checking (25 & Under)
E-Online
Hometown Checking
Paper
Edge Checking
Paper
Now Account
(Interest Bearing)
Paper
Money Market
(Interest Bearing)
Paper
Fee Standard Checks
Free Checking
No
(Duplicate Checks Required)
Senior Checking (55 & Older)
1st Order
Student Checking (25 & Under)
No
Hometown Checking
1st order Only
Edge Checking
Yes
Now Account
(Interest Bearing)
1st Order Only
Money Market
(Interest Bearing)
No
Transaction Limits
Free Checking
No
Senior Checking (55 & Older)
No
Student Checking (25 & Under)
No
Hometown Checking
No
Edge Checking
No
Now Account
(Interest Bearing)
No
Money Market
(Interest Bearing)
No
*Account Features
Free Checking
  • Free Debit Card
  • Mobile & Internet Banking
  • Online Bill pay
  • Free Notary
  • Coin Count 5% of total counted
Senior Checking (55 & Older)
  • $10.00 off Safe Deposit Box
  • Free Debit Card
  • One Stop Payment per month
  • Mobile & Internet Banking
  • Online Bill Pay
  • Free Notary
  • Free Coin Count
Student Checking (25 & Under)
  • Free Debit Card
  • Mobile & Internet Banking
  • Online Bill Pay
  • Free Notary
  • Free Coin Count
Hometown Checking
  • Free Debit Card
  • Mobile & Internet Banking
  • Online Bill Pay
  • Free Notary
  • Free Coin Count
Edge Checking
**Club Benefits Come with this Account
  • Free Debit Card
  • Mobile & Internet Banking
  • Online Bill Pay
  • Free Notary
  • Free Coin Count
Now Account
(Interest Bearing)
  • Free Debit Card
  • Mobile & Internet Banking
  • Online Bill Pay
  • Free Notary
  • Free Coin Count
Money Market
(Interest Bearing)
  • Mobile & Internet Banking
  • Free Notary
  • Free Coin Count

*For Complete Account Terms, Rates, Limits and Fees that may apply see Account Disclosures and Fee Schedule Given at Account Opening and Are Available Upon Request

**For Complete Details on Club Benefits See Benefits Disclosure Packet Given at Account Opening and Are Available Upon Request